Chargeback: Legal Refund to the Card
Fell victim to scammers and lost money? Don't wait – take action! Chargeback allows you to return funds through the payment system. We will help you go through the entire process and achieve a successful return!
What is a chargeback?
A chargeback is a mechanism for returning money through the bank if a service was not provided, a product was not delivered, or the company turned out to be fraudulent. This procedure operates under the international rules of Visa, Mastercard, and other payment systems.
📌 In what cases is a chargeback possible?
✅ Payment in online casinos, betting shops, on investment platforms
✅ Purchase of a product that was not sent or turned out to be fake
✅ Payment for services that were not provided
✅ Subscription that is charged without your consent
✅ Other cases where the seller violated the terms of the deal
Not sure if your case qualifies? Leave a request, and we will assess the chances of a refund for free!
How to get a refund through chargeback?
The refund procedure consists of several stages.
📌 Important! On average, the process takes from 30 to 90 days, but in complex cases, it may take more time.
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Situation analysis
We study your case and assess the prospects of a refund.
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Gathering evidence
We prepare documents confirming fraud or breach of terms.
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Submitting a request to the bank
We prepare an official statement with legal justification.
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Monitoring the review
We negotiate with the bank, protecting your interests.
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Receiving money on the card
If successful, the bank cancels the transaction and returns the funds.
What evidence is needed?
For a successful chargeback, it is important to provide:
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Payment receipts and invoices
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Screenshots of correspondence with scammers
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Contract or agreement (if available)
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Photos/videos confirming the issue
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Any other documents proving the fraud
When is a chargeback impossible?
A chargeback does not work if:
🚫 More than 120-540 days have passed since the payment (depends on the bank)
🚫 Money was transferred via P2P systems, Western Union
🚫 You personally confirmed the payment and signed documents waiving the right to a refund
🚫 The bank has no jurisdiction in the recipient's country
📌 Not sure if you have a chance? We will check your case for free and give an honest answer!
Customer Reviews
Got into a similar situation? We will help!
I transferred $2000 to an investment platform that turned out to be fraudulent. The bank refused a refund until I contacted Finsmotr. After 2 months, the money was returned to my card!
Anna P.
The casino site blocked my account after a win. I thought the money was gone, but the Finsmotr team helped recover $1500 through a chargeback!
Oleg V.
I signed up for an online course and then realized it was a scam. I couldn't have gotten the money back myself, but with the help of specialists, the full amount was returned to me!
Marina S.
I invested $5000 in a cryptocurrency broker who suddenly closed the site and stopped communicating. I thought the money was lost, but Finsmotr specialists gathered all the evidence and helped conduct a chargeback. After 3 months, the money was returned to my card!
Vitaly K.
I paid for an expensive online course, but after payment, access to the materials was closed, and support ignored my inquiries. I contacted Finsmotr, they helped me file a refund request, and the bank approved the chargeback. Thank you for your help!
Ekaterina L.
I fell for a fraudulent investment project and lost $3000. Banks often refuse chargebacks, but the Finsmotr team expertly drafted the application and supported the process. The result – the money was returned, and the fraudsters were blocked!
Artem S.
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