Our world is so fast-paced and evolving that we have already learned to solve many issues without leaving home, using the internet, computer technologies, modern smartphones, and various gadgets. There is also a lot of virtual currency that has its value and people have always sought to multiply it, which is why a considerable amount of dishonest operations in the field of investments has appeared. The most popular place for fraudsters has become the internet, with the possibility of paying with virtual currency.
Investment Frauds
To deceive someone and earn more, fraudsters use various advertising methods, mainly online, not using popular social networks like Telegram, Instagram, primarily placing advertising posts with links where they talk about:
- the advantages of a fictional company;
- high incomes;
- the most beneficial investments.
To enrich themselves, fraudsters copy the sites of famous companies and pretend to be competent specialists or representatives of these firms to gain more trust from a naive person, at first glance, this does not seem suspicious.
False Investment Schemes
The imagination of fraudsters has no limits, but their working principle is almost the same, they develop various false investment schemes. The first action in any scheme is the ability to lure a person to the resource and register. The second step is considered to be the extraction of money, offering to top up a virtual account.
Working in groups, they have the opportunity to create fake various specialists, for example, financial experts. They will persuade you to invest in the most profitable projects, while talking about secret insider information and foolproof options.
Another group of fraudsters can work on creating fake charts, reports on rising incomes. The third group, for example, can play the role of happy investors who received a large income by becoming clients of the resource.
Signs of Investment Fraud
To make a person invest in a non-existent company, a lot of effort is needed, both intellectual and technical.
Fraudsters create fake websites where they post documents allegedly confirming the company's authenticity. Through advertising and mailing, they find potential investors for investment fraud.
The most well-known method is the method of social engineering, which helps to gain control of the client's banking information, in most cases this method is aimed at inexperienced users. Such victims do not have a certain amount of knowledge and information about investments and cybersecurity. Such people become easy prey for fraudsters, skillfully manipulating them and extracting the necessary data.
High-Risk Investments
Any investment carries a risk; investing money in stocks or cryptocurrency, a person understands that they are taking risky actions based on luck.
Fraudsters are excellent manipulators, who manage to emotionally reach a person, responding to their greed or desire to get quick money.
According to experts, the highest risk investments are those in stocks. It can be said that it's based on luck, whether you get lucky or not, any kind of investment is a game of roulette, where you can both win and lose everything. Fraudsters suggest making investments in various fields, for example:
- stocks,
- cryptocurrency,
- expensive equipment,
- high-end cars,
- jewelry,
- technologies.
Currently, the most popular for fraudsters are operations with cryptocurrency. A small number of people understand this issue, but they want to try their luck and turn to, as they believe, professionals who will help them understand this issue. Most often, these professionals turn out to be fraudsters and do everything to make a person invest in a currency beneficial to them, in order to take possession of it as quickly as possible.
Protection Against Fraudulent Investments
Recommended ways to protect against fraudulent investments are:
- careful verification of the reliability of sites and resources offering investments;
- researching reviews and articles on the company's reputation online;
- avoiding transferring funds to private individuals, unknown or little-known accounts;
- not reacting to offers of easy earnings with a high rate of return;
- not taking information from unknown sites seriously;
- being vigilant;
- contacting cyber police for protection against fraudsters;
- keeping information about bank cards and accounts secure.
To make quality investments, even with a small but steady income, you should turn to trusted consultants and specialists in the field of investments.