Nowadays, fraudsters are actively operating not only directly but also on the internet. Criminals do not want to work, and to achieve their well-being, they use various schemes to simply deceive a person and deprive them of their property and money. There are different types of scammers:
- social network scammer;
- marriage scammer;
- dishonest broker;
- deceptive bank employee;
- fake police officer.
- fake exchanges.
Protection from Fraudsters
Fraudsters spend most of their time on social networks, internet resources, or trading sites, dating sites, as it is easier not to meet a person and act through the internet.
The most suitable way to protect against fraudsters, for example, by phone, is to set up the phone to filter out spam messages or intrusive unknown numbers. To avoid falling for scammers' tricks on websites, you should cautiously perceive sent links and navigate to unknown resources. By luring people with high percentages, quick wins, scammers pursue the sole aim to rob a potential victim and disappear in an unknown direction. Thanks to the internet, this is very easy to do, as fraudulent sites are usually hastily made, carry no meaningful load, or content. Therefore, such a resource can be called disposable, and one should be careful.
How Not to Fall for Scammers' Tricks
Modern fraudsters possess qualities such as manipulation and have good training in psychology, so there are several ways to avoid falling for their tricks:
- blocking bank cards in case of theft or loss;
- never carrying the card and the written pin-code together;
- keeping the pin-code in a safe place, or better yet, memorizing it and not disclosing
- creating strong passwords for banking, social networks, messengers, email, and not sharing them with anyone;
- not clicking on suspicious links;
- not making hasty decisions after a call from a scammer;
- verifying all information received when talking to a scammer.
Fraudsters demand quick financial decisions, making it very easy to become their victim. The psychological ploy is aimed at extracting money through pressure or not giving the victim time to realize what's happening.
Security Measures Against Fraudsters
Sometimes fraudsters operate without using the internet, often targeting elderly, lonely people who do not use social networks or the internet. The main task of such scammers is to confuse a person and extract savings from them that they have not deposited in a bank. It is clear that this article is unlikely to be read by someone who does not use the internet, but this information can be conveyed to them and warn them that there are certain safety measures:
- remember that fraudsters often pose as representatives of housing services (plumbers, electricians, social workers), if they were not called and were not needed, it is better not to invite such people into the home;
- do not open the door to strangers;
- do not buy expensive items that are supposedly brought to your home (electronics, medicines, jewelry), all this may be fake and fraudulent.
Alertness, attentiveness, and even suspicion will save you from fraudulent actions and protect your finances.
How to Avoid Fraud
By practicing late-night calls, fraudsters rely on people's incompetence, sleepy state, and inability to make informed decisions at night. Frequent night calls are requests for help, where you need to save someone from the police, or assist someone who got into an accident, or in a hospital. In such cases, fraudsters pose as either police officers or doctors and report that a relative has committed a crime or is in the hospital in serious condition, and to solve the problem, it is necessary either to bribe or buy expensive medicines, and this should be done immediately.
Preventing Fraudulent Actions
To avoid fraud, you should not make hasty decisions and transfer money to the specified card. It is important to remember that fraudsters' capabilities are unlimited, so they use various filters and programs that can change their voice.
In this situation, the main thing is to remain calm and not panic; you should inform the caller that it takes time to collect the amount, disconnect from the conversation, call the relative who allegedly called you, verify the information, and see if they are really in trouble. If not, you can safely call the police to report the fraud.
How to Protect Yourself from Fraudsters
Every fraudster gains the trust of a potential victim, extracts necessary information from them, so the victim, not even noticing it, shares confidential data. Therefore, one should be vigilant, especially on the internet, and not share personal information with just anyone.
You should keep all your banking activities, addresses, phone numbers you use, confidential. After finding out information about a person, fraudsters skillfully use it, deceive them, and disappear from view, making it very difficult to prove anything. You should not trust a little-known person; if there are doubts, it's best to stop communication and protect yourself.